Financial and Legal Disclaimer

Important disclosures regarding our financial and decision comparison calculations.

Not Financial or Tax Advice

Does It Pay? is an independent software application and does not provide financial planning, mortgage brokering, accounting, legal, or tax advice. The projections and calculations produced are illustrative estimates, not official underwriting determinations or binding quotes.

Official Lending Disclosures

Always obtain official Truth in Lending disclosures (including Loan Estimates and Closing Disclosures) directly from licensed mortgage lenders and financial institutions before entering into loan commitments.

Tax Credit and Incentive Eligibility

Eligibility for clean energy tax credits and utility rebates depends on individual tax liability, tax year, property type, and state and utility rules. Consult a certified public accountant (CPA) or qualified tax professional to evaluate your specific situation.